1. Introduction
MoneyCashe ("we," "our," "us") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and otherwise process your personal information when you visit our website (moneycashe.in) or use our loan services.
MoneyCashe is a loan assistance platform. We aim to handle user information responsibly and operate in accordance with applicable Indian laws, including privacy and information technology requirements.
2. Information We Collect
Personal Information
When you submit a loan application or contact us, we collect:
- Full name, contact number, email address
- Employment details and monthly income
- Loan type and desired amount
- City/location information
- KYC documents: PAN, Aadhaar, ID proof, address proof
- Financial documents: Bank statements, salary slips, ITR, property documents
Technical Information
We collect non-personal data through Google Analytics:
- Pages visited, time spent on website
- Device type (desktop, mobile, tablet)
- Browser type and IP address (anonymized)
- Referral source and user behavior
3. How We Use Your Information
Your information is used solely for:
- Loan Assistance: Sharing relevant enquiry details with applicable banks, NBFCs or loan partners only where required to assess eligibility or proceed with your request.
- Communication: Updates about your enquiry, documentation requirements, lender responses and loan-related information.
- Verification: KYC compliance and fraud prevention
- Analytics: Understanding user behavior to improve our website and services
- Legal Compliance: Meeting applicable legal, tax, regulatory or reporting requirements.
4. Data Sharing & Disclosure
Your personal information is shared only with:
- Partner Banks & NBFCs: ABFL (Aditya Birla Finance Limited) and 20+ other lenders for loan processing
- Government Agencies: Regulatory, tax, law enforcement or government authorities when legally required.
- Third-party Service Providers: Payment gateways, document verification services (only data required)
- Legal Authorities: When required by law or court order
We NEVER sell your data to third parties or use it for marketing purposes.
5. Data Security
We implement industry-standard security measures:
- 256-bit SSL encryption for all data transmission
- Regular security audits and penetration testing
- Secure data storage with restricted access
- Confidentiality agreements with all partner organizations
6. Data Retention
We retain your data for:
- Loan-related records: As required by applicable law, lender requirements, business records or dispute resolution needs.
- Rejected Applications: 1 year (to prevent duplicate applications)
- Analytics Data: 26 months (per Google Analytics default)
You can request deletion of your data anytime by contacting us, subject to legal retention requirements.
7. Your Rights
Under Information Technology Act & NITI Aayog Guidelines, you have the right to:
- Access: Request and receive a copy of your personal data
- Correction: Update inaccurate or incomplete information
- Deletion: Request removal of your data (subject to legal obligations)
- Opt-out: Stop receiving non-essential communications
- Complaint: Lodge a complaint with the Grievance Officer
8. Cookies & Tracking
Our website uses:
- Essential Cookies: Required for form functionality and security
- Analytics Cookies: Google Analytics (GA4) to track user behavior
- Marketing Cookies: None - we do not use tracking pixels or retargeting
You can disable cookies in your browser settings, but some features may not work.
9. Third-Party Links
Our website may contain links to partner bank websites or third-party services. We are not responsible for their privacy practices. Please review their privacy policies before sharing information.
10. Grievance Redressal
Grievance Officer: Yogesh Sharma
Email: info@moneycashe.in
Phone: +91 7409468447
Address: C101 3rd Floor, Sector 2, Noida 201301
Response Time: Within 48 hours
11. Policy Updates
We may update this Privacy Policy periodically. Continued use of our website implies acceptance of changes. Last updated: June 2026
12. Contact Us
For privacy concerns or data requests, contact our Data Protection Officer:
MoneyCashe - Data Protection Team
Email: info@moneycashe.in
Phone: +91 7409468447
Address: C101 3rd Floor, Sector 2, Noida 201301