Working Capital
Manage eligible day-to-day cash-flow and operational requirements.
BUSINESS FINANCE ASSISTANCE
Business Loan
Explore suitable business funding options for working capital, expansion, inventory, equipment and other eligible business needs through Banks & NBFCs.
₹1 Lakh – ₹1 Crore+*11% – 24% p.a.*12 – 60 months*
*Indicative existing website ranges. Actual eligibility, rate, amount and tenure depend on lender policy and business profile.
Business FundingMoneyCashe
Working CapitalManage cash-flow needs
ExpansionSupport business growth
EquipmentFund eligible assets
InventoryPlan stock purchases
✓ Assisted application journey
QUICK ACCESS
Explore Business Loan
Jump directly to the information you need.
BUSINESS NEEDS
When Business Funding May Help
Inventory Purchase
Plan stock purchases for regular or seasonal business demand.
Equipment
Support eligible machinery, technology or equipment requirements.
Business Expansion
Explore funding for capacity, branch or other eligible growth plans.
ELIGIBILITY
What Lenders May Consider
- Business vintage and continuity
- Turnover, profitability and cash flow
- Credit profile and repayment history
- Existing business obligations
- Business type and banking conduct
- GST, ITR and financial records where applicable
INDICATIVE DETAILS
Interest Rate11% – 24% p.a.*
Loan Amount₹1 Lakh – ₹1 Crore+*
Tenure12 – 60 months*
Processing Fee1% – 2.5%*
*Indicative ranges already used on MoneyCashe. Final terms vary by lender and applicant profile.
View rate & charges guide →DOCUMENTS
Common Document Categories
Exact requirements vary by lender, business type and applicant profile.
KYC & Address ProofBusiness ProofBank StatementsIncome / FinancialsGST / ITR where applicable
GUIDES
Special Business Loan Guides
Business Loan Without Collateral
Understand when unsecured business funding may be available and the factors lenders commonly assess.
Read guide →Business Loan Without GST Registration
Learn how lender policy and alternate business or income documentation may affect available options.
Read guide →PROCESS
How It Works
1Explore OptionsUnderstand suitable loan types
2Share Business DetailsProvide basic profile information
3ReviewEligibility and documents are assessed
4ProceedContinue with a suitable lender option
FAQ
Business Loan FAQs
Who may be eligible for a Business Loan?
Eligibility varies by lender and may depend on business vintage, turnover, cash flow, credit profile, banking conduct and other policy criteria.
What documents are commonly required?
Lenders may request KYC, business proof, bank statements, financial documents, ITR and GST records where applicable. Requirements vary by profile.
How is the Business Loan interest rate decided?
Pricing depends on lender policy, business profile, credit history, loan amount, tenure and other risk factors.
Can a Business Loan be available without collateral?
Some lenders offer unsecured business loans for eligible profiles. Availability and limits depend on lender assessment and policy.
Can I explore a Business Loan without GST registration?
Some profiles may have options depending on lender policy and alternate business or income documentation. GST-free eligibility is not guaranteed.
BUSINESS LOAN ASSISTANCE
Looking for Funds to Grow Your Business?
Explore suitable Business Loan options based on your business profile and funding requirements.