Disclaimer

1. No Guarantee of Loan Approval

MoneyCashe does NOT guarantee loan approval. We are a lead generation platform that connects you with lenders. Final approval depends entirely on:

• Lender's eligibility criteria and underwriting process
• Your credit score and financial profile
• Verification of submitted documents
• Current lending market conditions

Previous approvals do not guarantee future approvals. Each application is assessed independently by the lender.

2. EMI Calculator Accuracy

Our EMI calculator and loan amount suggestions are for informational purposes only. Actual EMI will depend on:

• Final approved loan amount
• Interest rate set by the lender (varies by profile)
• Loan tenure selected
• Processing fees and insurance charges (if applicable)

The calculator provides estimates only. Please confirm exact EMI with the lender before signing the agreement.

3. Interest Rates & Terms

All interest rates, processing fees, and loan terms are determined solely by the partner lender. MoneyCashe:

• Does NOT set or influence interest rates
• Does NOT guarantee the quoted rates will be offered
• Is NOT responsible for rate changes or rate hikes
• Provides rate information for comparison only

Rates vary based on credit profile, income, employment type, and lender's policies.

4. Website Accuracy & Availability

We strive for accuracy but make NO WARRANTY regarding:

• Completeness or accuracy of website content
• Uninterrupted website availability
• Absence of errors, bugs, or viruses
• Third-party services (payment gateways, email services)

MoneyCashe is provided "AS IS" without warranties of any kind, expressed or implied.

5. No Legal or Financial Advice

IMPORTANT: MoneyCashe does NOT provide:

• Financial advice or recommendations
• Legal counsel on loan obligations
• Tax planning or investment advice
• Guidance on loan repayment strategies

If you need professional advice, please consult a financial advisor, lawyer, or CA before proceeding with a loan.

6. Fraud & Misrepresentation Liability

If you provide false information or fraudulent documents:

• Your application may be rejected by lenders
• Legal action can be initiated by the lender against you
• Your credit profile may be permanently damaged
• MoneyCashe will cooperate with law enforcement agencies

We are NOT responsible for consequences arising from fraudulent applications.

7. Privacy & Data Security Limits

While we use industry-standard security measures, we cannot guarantee:

• 100% security against cyber attacks or data breaches
• Security of data at third-party services (banks, payment gateways)
• Protection against human error or insider threats

We are NOT liable for unauthorized access or data breaches caused by third parties or external factors.

8. Third-Party Services & Links

MoneyCashe links to third-party websites and services including:

• Partner bank websites
• Payment gateways
• Document verification services

We are NOT responsible for:

• Third-party website content or policies
• Errors or omissions on partner websites
• Security practices of third parties
• Any losses or damages from third-party transactions

Always review privacy policies and terms of third-party services before sharing information.

9. Credit Score Impact

Please note:

• Hard Enquiry: Lenders may perform a credit enquiry, which temporarily impacts your score (typically 20-50 points for 3-6 months)
• Multiple Applications: Applying to multiple lenders within a short period will reduce your credit score
• MoneyCashe recommends waiting 30 days between applications
• We are NOT responsible for credit score reduction

10. Limitation of Liability

Under no circumstances shall MoneyCashe be liable for:

• Loan approval or rejection decisions
• Interest rate or EMI calculations
• Delays in loan disbursement
• Changes in loan terms after approval
• Loss of data or website downtime
• Third-party actions or omissions
• Any indirect, incidental, or consequential damages

11. Regulatory Compliance

MoneyCashe operates as a loan assistance and enquiry platform. However, we:

• Do NOT guarantee compliance with all regulations in all jurisdictions
• Do NOT provide regulatory or legal compliance advice
• Are NOT responsible for regulatory changes affecting your loan

Please review lender documents carefully and ensure your loan complies with applicable laws.

12. External Factors

MoneyCashe is NOT liable for delays or issues caused by:

• Natural disasters, pandemics, or government lockdowns
• Banking system failures or strikes
• Regulatory changes or policy updates
• Force majeure events beyond our control

13. Content Modifications

We reserve the right to change:

• Website content and design
• Loan products and partner banks
• Terms, conditions, and disclaimers
• Fees and charges

Changes are effective immediately upon posting. Continued use implies acceptance.

14. Age & Jurisdiction Restrictions

Our services are available to:

• Individuals aged 21+ years
• Indian residents only
• In compliance with local and national laws

If you are under 21 or not a resident of India, you may not use our services.

15. Acknowledgment of Understanding

By using MoneyCashe, you acknowledge that you have:

• Read and understood this disclaimer
• Understood the risks involved in borrowing
• Accepted all terms and conditions
• Made an informed decision to apply for a loan

If you do not agree with any part of this disclaimer, please do not use our services.

16. Contact for Concerns

For questions or concerns regarding this disclaimer:
Email: info@moneycashe.in
Phone: +91 7409468447
Address: C101 3rd Floor, Sector 2, Noida 201301
Response Time: Within 48 hours